commercial Banks
Local and international banks commonly require a hard land title or similarly strong property deed when granting mortgages and secured business or personal loans.
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Local and international banks commonly require a hard land title or similarly strong property deed when granting mortgages and secured business or personal loans.
Registered MFIs almost always take clients’ land titles as collateral for microloans; using land titles is described as standard practice in the sector.
Certain Cambodian development or home-loan programs also secure loans with property titles where borrowers meet eligibility criteria.
In practice, private lenders and informal creditors may also hold original land titles as security, although terms and legal protections can be much weaker or risky for borrowers.
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